Kumo Study Privacy Policy

www.Kumostudy.com (the “Site”) is owned and operated by Alexandra Kerr and Aidan Homewood.

Alexandra Kerr can be contacted at: alexandra@kumostudy.com, 7/12 Cambridge St, Cammeray, NSW, 2062
Aidan Homewood can be contacted at aidan@kumostudy.com

Purpose:
The purpose of this privacy policy (this “Privacy Policy”) is to inform users of our Site of the following:

The personal data we will collect;
Use of collected data
Who has access to the data collected;
The rights of Site users; and
The Site’s cookie policy

This Privacy Policy applies in addition to the terms and conditions of our site.

Consent
By using our Site users agree that they consent to:

The conditions set out in Privacy Policy; and
The collection, use, and retention of the data listed in this Privacy Policy

Personal Data We Collect
We collect information from you when you visit our site, register on our site, subscribe to our site or respond to a survey or fill out a form.
Name
Email Address
Debit/Credit Card Information
Password

Data Collected Automatically
When you visit and use our Site, we may automatically collect and store the following information:

IP address
Clicked Links; and
Content viewed

Data Collected in a Non-Automatic Way
When you visit and use our Site, we may automatically collect and store the following information:

First and last name;
Email address; and
Payment information

This data may be collected through creating an account

How We Use Personal Data:
Data collected on our Site will only be used for the purposes specified in this Privacy Policy or indicated on the relevant pages of our Site. We will not use your data beyond what we disclose in this Privacy Policy.

The data we collect when the user performs certain functions may be used for the following purposes:
Account Management
To personalise your experience (your information helps us better respond to your individuals needs)
To process transactions
To administer a contest, promotion, survey or other site feature

Who We Share Personal Data With

Employees
We may disclose user data to any member of our organisation who reasonably needs access to user data to achieve the purposes set out in this Privacy Policy.

Other Disclosures
We will not sell or share your data with other third parties, except in the following cases:

If the law requires it;
If it is required for any legal proceeding;
To prove or protect our legal rights; and
To buyers or potential buyers of this company in the event that we seek to sell the company
If you follow hyperlinks from our Site to another Site, please note that we are not responsible for and have no control over their privacy policies and practices.

Where and when is information collected from customers and end users?
Kumo study will collect personal information that you submit to us. We may also receive personal information about you from third parties as described above.

How do we use your Email Address?

By submitting your email address on this website, you agree to receive emails from us. You can cancel your participation in any of these email lists at any time by clicking the unsubscribe option that is included in the respected email. We only send emails to people who have authorized us to contact the,, either directly or through a third party. We do not send unsolicited commercial emails. By submitting your email address, you also agree to allow us to use your email address for customer audience targeting on sites like Facebook, where we display custom advertising to specific people who have opted-in to receive communications from us. Email addresses submitted only through the order processing page will be used for the sole purpose of sending you information and updates pertaining to your order. If, however you have provided the same email to us through another method, we may use it for any of the purposes states in this Policy.

How Long We Store Personal Data
User data will be stored until the purpose the data was collected for has been achieved.

You will be notified if your data is kept for longer than this period.

How We Protect Your Personal Data
We implement a variety of security measures to maintain the safety of your personal information when you place an order to enter, submit or access your personal information. We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) Technology and then encrypted into our payment gateway providers database only to be accessible by those authorised with special access rights to such systems and are required to keep the information confidential. After a transaction, your private information (credit cards, financials etc) is never to be kept on file. We cannot however, ensure or warrant the absolute security of any information you transmit to Kumo Study or guarantee that your information on the Service may not be accessed, disclosed, altered or destroyed by a breach of any of our physical, technical or managerial safeguards.

Could my information be transferred to other countries?
Kumo Study is incorporated in Australia. Information collected via our website, through direct interactions with you, or from use of our help services may be transferred from time to time to our officers or personnel, or to third parties located throughout the world, and may be viewed and hosted anywhere in the world, including countries that may not have laws of general applicability regulating the use and transfer of such data. To the fullest extend allowed by applicable law, by using any of the above, you voluntarily consent to the trans-border transfer and hosting of such information.

Is the information collected through the Kumo Study Service Secure?

We take precautions to protect the security of your information. We have physical, electronic, and managerial procedures to help safeguard, prevent unauthorised access, maintain data security, and correctly use your information. However, neither people nor security systems are foolproof, including encryption systems. In addition, people can commit intentional crimes, make mistakes, or fail to follow policies. Therefore, while we use reasonable efforts to protect your personal information, we cannot guarantee its absolute security. If applicable law imposes any non-disclaimable duty to protect your personal information, you agree that intentional misconduct will be the standards used to measure our compliance with that duty.

Payment Details

In respect to any credit card or other payment processing details you have provided us, we commit that this confidential information will be stored in the most secure manner possible.

Children

We do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parents of guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from our servers.

Changes to our Privacy Policy

We may change our Service and policies, and we may need to make changes to this Privacy Policy so that they accurately reflect our service and policies. Unless otherwise required by law, we will notify you (for example, through our Service) before we make changes to this privacy policy and give you an opportunity to review them before they go into effect. Then, if you continue to use the Service, you will be bound by the updated Privacy Policy. If you do not want to agree to this or any updated Privacy Policy, you can delete your account.

Information about General Data Protection Regulation (GDPR)

We may be collecting and using information from you if you are from the European Economic Area (EEA), and in this section of our Privacy Policy we are going to explain exactly how and why is this data collected, and how we maintain this data under protection from being replicated or used in the wrong way.

What is GDPR?

GDPR us an EU-Wide privacy and data protection law that regulates how EU-based residents’ data is protected by companies and enhances the control the EU residents have, over their personal data.
The GDPR is relevant to any globally operating company and not just the EU-based businesses and EU residents. Our customers’ data is important irrespective of where they are located, which is why we have implemented GDPR controls as our baseline standard for all our operations worldwide.

What is personal data?

Any data that related to an identifiable or identified individual. GDPR covers a broad spectrum of information that could be used on its own, or in combination with other pieces of information, to identify a person. Personal data extends beyond a person’s name or email address. Some examples include financial information, political opinions, genetic data, biometric data, IP addresses, physical address, sexual orientation, and ethnicity.

The Data Protection Principles include requirements such as:
Personal data collected must be processed in a fair, legal and transparent way and should only be used in a way that a person would reasonably expect
Personal data should only be collected to fulfill a specific purpose and it should only be used for that purpose. Organisations must specify why they need the personal data when they collect it.
Personal data should be held no longer than necessary to fulfill its purpose
People covered by the GDPR have the right to access their own personal data. They can also request a copy of their data, and that their data be updated, deleted, restricted or moved to another organisation.

Why is GDPR important?

GDPR adds some new requirements regarding how companies should protect individuals’ personal data that they collect and process. It also raises the stakes for compliance by increasing enforcement and imposing greater fines for breach. Beyond these facts it’s simply the right thing to do. At Kumo Study, we strongly believe that your data privacy is very important and we already have solid security and privacy practices in place that go beyond the requirements of this new regulation.

Individual Data Subjects’ Rights – Data Access, Portability and Deletion:

We are committed to helping our customers meet the data subject rights requirements of GDPR.
We are aware that if you are working with EU customers, you need to be able to provide them with the ability to access, update, retrieve and remove personal data.

California Residents

The California Consumer Privacy Act (CCPA) requires us to disclose categories of Personal information we collect and how we use it, the categories of sources from who we collect Personal Information, and the third parties with whom we share it, which we have explained above.

We are also required to communicate information about rights California residents have under California law. You may exercise the following rights:
Right to Equal Service. We will not discriminate against you if you exercise your privacy rights.
Right to Delete. You may submit a verifiable request to close your account and we will delete Personal Information about you that we have collected.
Request that a business sells a consumer’s personal data, not sell the consumer’s personal data
Right to Know and Access. You may submit a verifiable request for information regarding the: 91) categories of Personal Information we collect, use, or share: (2) purposes for which categories of Personal Information are collected or used by us; (3) categories of sources from which we collect Personal Information; and (4) specific pieces of Personal Information we have collected about you.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

For more information about these rights, please contact us.

California Online Privacy Protection Act (CapOPPA)

CapOPPA requires us to disclose categories of Personal Information we collect and how we use it, the categories of sources from whom we collect Personal Information, and the third parties with whom we share it, which we have explained above.

CapOPPA users have the following rights:

Right to Know and Access. You may submit a verifiable request for information regarding the: (1) categories of personal information we collect, use or share; (2) purposes for which categories of Personal Information are collected or used by us; (3) categories of sources from which we collect Personal Information; and (4) specific pieces of Personal Information we have collected about you.
Right to Equal Service. We will not discriminate against you if you exercise your privacy rights.
Right to Delete. You may submit a verifiable request to close your account and we will delete Personal Information about you that we have collected.
Right to request that a business that sells a consumer’s personal data, not sell the consumer’s personal data.
If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

Privacy Policy Complaints and Enquiries
If you have any queries or complaints about our Privacy Policy please contact us at:

[7/12 Cambridge st, Cammeray, NSW, 2062 Australia]
[+(61) 484 102 435]
[hello@kumostudy.com]