I use for business purposes as the business debit card from time to time would be hacked. We would have to get a new card, reset accounts and monitor. With the use of Pay by Privacy.com, all debit card hacks have been eliminated. I like that I can add multiple funding accounts for different aspects of the business. Plus, you can control "budget" for a particular vendor AND most importantly only the vendor can use the card, not a hacker. 5 STARS.