This Privacy Policy explains how XRP WalletX (“we,” “us,” or “our”) collects, uses, discloses, and protects the personal information you provide when you sign up for and use our web wallet service at https://xrpwalletx.com (the “Service”). By creating an account or using the Service, you agree to the collection and use of your information as described here.

1. Information We Collect
   Account Information

Email address – used for account creation, login, and notifications.

Password – stored only as a secure hash; we never store plaintext passwords.

Usage Data

IP address, browser type/version, and device information to help secure and optimize the Service.

Log data such as timestamps for actions you perform (e.g., sending XRP, swaps).

Cookies & Tracking

We use strictly necessary cookies to maintain your session. You may disable cookies in your browser, but this may prevent key features from working.

1. How We Use Your Information
   Authentication & Account Management
   Validate your credentials and keep your session secure.

Service Delivery
Process your transactions (sending, receiving, swapping XRP) and show you your wallet balance and history.

Security & Fraud Prevention
Monitor for suspicious activity, detect unauthorized access, and comply with applicable laws.

Communications
Send you transactional emails (e.g., account confirmations, security alerts) and occasional service updates. You may opt out of non-essential emails at any time.

1. Data Sharing & Disclosure
   Third-Party Service Providers
   We may share your email (and hashed password only for authentication) with secure, compliant third-party providers for:

Email delivery (e.g., sending confirmation or alert emails).

Analytics (aggregate, anonymized usage metrics).

Legal Requirements
We may disclose your information if required by law, to protect our rights, or to comply with a judicial proceeding, court order, or legal process.

1. Data Security
   Encryption

Passwords are salted and hashed using industry-standard algorithms.

All communications between your browser and our servers are encrypted via HTTPS/TLS.

Access Controls
We limit access to your personal information to authorized personnel and third-party vendors who have a legitimate need to process it.

Data Retention
We retain your email, hashed password, and transaction logs for as long as your account is active, plus up to 3 years thereafter to comply with legal and security obligations.

1. Your Rights & Choices
   Access & Correction
   You can log in and update your email or change your password at any time from your account settings.

Account Deletion
If you wish to delete your account, please contact us at privacy@xrpwalletx.com. We will remove your personal data within 30 days, except for transaction records we must retain for legal or compliance reasons.

Cookie Settings
You may adjust your browser settings to refuse or delete cookies, though some features may not work correctly without them.

1. Children’s Privacy
   Our Service is not intended for children under 16. We do not knowingly collect or maintain information from anyone under that age. If we become aware we have collected personal data from a child under 16, we will delete it promptly.
2. International Transfers
   Your information may be stored and processed in servers located outside your country. We take steps to ensure that such transfers comply with applicable data protection laws.
3. Changes to This Policy
   We may update this Privacy Policy at any time. When we do, we will revise the “Last updated” date at the top. Continued use of the Service after changes constitutes your acceptance of the new policy.
4. Contact Us
   If you have any questions or requests regarding this Privacy Policy or your personal data, please contact us at:
   Email: privacy@xrpwalletx.com

Effective Date: May 20, 2025